Privacy Policy

Effective Date: January 12, 2026

IVA Facts ("we", "our", "us") is committed to protecting your privacy. This policy explains how we collect, use, and safeguard your personal information when you visit ivafacts.co.uk.

Information We Collect

Information You Provide

When you use our calculators or contact forms, you may provide:

Financial information (debt amounts, income, expenses)
Contact information (name, email address)
Demographic information (employment status, location)

Note: Calculator data is processed locally in your browser and is not stored on our servers unless you explicitly submit a contact form.

Information Collected Automatically

When you visit our website, we automatically collect:

IP address
Browser type and version
Operating system
Pages visited and time spent
Referring website
Device information

How We Use Your Information

We use collected information to:

Provide Services: Process calculator inputs and display results
Improve Website: Analyze usage patterns to enhance user experience
Communicate: Respond to inquiries submitted through contact forms
Analytics: Understand website traffic and popular content
Advertising: Display relevant advertisements (Google AdSense)

Legal Basis for Processing (GDPR)

We process your personal data under:

Consent: When you voluntarily provide information via forms
Legitimate Interests: To operate and improve our website
Legal Obligations: To comply with UK data protection laws

Cookies

IVA Facts uses cookies to enhance your experience. See our Cookie Policy for detailed information.

Third-Party Services

Google Analytics

We use Google Analytics to understand website usage. Google Analytics collects:

Pages visited
Time on site
Geographic location (country/city level)
Device and browser information

Google Analytics data is anonymized. You can opt-out using the Google Analytics Opt-out Browser Add-on.

Google AdSense

We use Google AdSense to display advertisements. Google may use cookies to serve ads based on your browsing history. You can control ad personalization through Google Ad Settings.

Data Retention

Calculator Data: Not stored (processed in browser only)
Contact Form Submissions: Retained for 12 months
Analytics Data: Retained for 26 months (Google Analytics default)
Cookies: As specified in our Cookie Policy

Your Rights (UK GDPR)

You have the right to:

Access: Request a copy of your personal data
Rectification: Correct inaccurate personal data
Erasure: Request deletion of your personal data
Restriction: Limit how we use your data
Portability: Receive your data in a structured format
Object: Object to processing based on legitimate interests
Withdraw Consent: Withdraw consent at any time

To exercise these rights, contact us via our Contact page.

Data Security

We implement appropriate technical and organizational measures to protect your data:

HTTPS encryption for data transmission
Secure hosting infrastructure
Regular security updates
Limited access to personal data
No storage of sensitive financial data

However, no internet transmission is 100% secure. We cannot guarantee absolute security.

Children's Privacy

IVA Facts is not intended for individuals under 18. We do not knowingly collect information from children. If you believe a child has provided personal data, please contact us immediately.

International Data Transfers

Our website is hosted in the UK/EU. Some third-party services (e.g., Google) may transfer data internationally. These services comply with appropriate data protection safeguards.

Changes to This Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with an updated "Effective Date". Continued use constitutes acceptance of changes.

Contact Us

For privacy-related questions or to exercise your rights:

Email: [info@ivafacts.co.uk]
Contact Form: /contact/

Supervisory Authority

You have the right to lodge a complaint with the UK data protection authority:

Information Commissioner's Office (ICO)
Website: https://ico.org.uk/
Helpline: 0303 123 1113

Data Protection Officer

As a small informational website, we are not required to appoint a Data Protection Officer. Privacy inquiries should be directed through our Contact page.

Last Updated: January 12, 2026